any tips on refinancing?
Question: We bought our house last year with a mortgage at 8.375. (Unusually high for the time because it was a Jumbo loan.) Naturally, we’re thinking we’d like to refinance.
I’ve been to see our previous mortgage broker, but though she could bring our payments down about $200 a month, I have the feeling we can do better, perhaps without some many “junk fees,” so I want to keep looking. Our credit score is 818, pretty damned impressive, and we don’t have any debt aside from our mortgage.
Any tips on what I should be asking for/looking for?
Answer: How does one get their numeric credit score? I’m aware of the factors involved (it was in the USN&WR article) but I didn’t know it was possible to actually find out your score.
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