credit report
Question: Now however they seem to have given me a bad credit report…and I cannot get a new credit card even after 3 years.
I tried to get a copy of my credit report from equafax or something…but they want all sorts of copies of my social security card, drivers license.. whether I am Jr or Sr or Sr I or Sr II etc..
Is there anything I can do to improve my credit history ?. Also Where can I get a copy of my credit report…without so many problems…
Answer: I don’t think you can get your credit records without providing all kinds of verification info. Supposedly it should protect you from other people pretetnding to be you and getting your record. (In reality, those who need to get your records in order to commit crime will do it anyway) If however you were denied credit recently, the credit agency MUST give you a free report. I did it several times it was not that difficult.
Also, you said that you have bad info on your record for 3 years. If that it so, you should ask the agency to remove it. I believe (and I may be wrong) that the negative info (besides bankruptcy) stays on your record for only two years.
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