Help – refused apartment based on Credit Report
Question: Again, there are extenuating circumstances in all situations in life. : This is one of them.
Thanx. I appreciate your acknowledging that….I honestly don’t recall what caused the original poster’s problems. But I do know that the Number One cause of personal bankruptcy in the U.S. is medical bills. It is a common enough problem that I felt I had to mention it.
Answer: The other one is divorce.
And it’s not always “choosing to use credit cards” Ihave plenty of friends who have no credit rating because they’ve never gotten credit cards.
Also, with catastrophic illness or divorce,t here’s the very real spectre of mounting bills due to simple things like…having a phone. Car insurance. Electricity, water and heat.
This attitude of “you have a bad credit rating because you’re an evil person and it’s all your own fault” is crap for people who have tried their hardest,w hether to work in the face of illness (as did my mother during her battle with colon ccancer) or at a marriage when the other partner failed.
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