What is your most frugal tip?
Question: :I use a credit card for everything ! :I never have to worry about “filling my wallet with cash” :I never have to worry about “who will take a check” :I never have to worry about having enough $$ for a purchase. : :In fact, I have my phone, newspaper, internet service, :”auto-billed” against my credit card. : :I have the peace of mind in knowing that :I could leave on a 2 month trip with little more than a credit card in :my wallet….. It would cover airline fare, car rental, motel, meals, :and even a trip to KMART for spare underwear. : :I mail ONE check too my credit card company at the end of the month. : :Convenient ??? YES : :I don’t use my card as “a loan”; I use it instead of checks.
Answer: It took me years before they would issue me a credit card and I’d never give it up. Well, I can’t think of one GOOD reason to. I have never had bad credit. They wouldn’t give me a card because I had no real credit history. Isn’t that nuts? I had money, I had a job. Just no history of being in debt! I finally managed to convince one company to give me one. Ever since I’ve gotten about 3 or 4 offers for CCs in the mail every week. Having a card that I get a 1% rebate on, I simply toss them all out. I never carry a balance month to month.
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