Why buy a house?
Question: Poor credit isn’t necessarily going to cut it.
> You never know until you apply. I know of folks who were turned down from > commercial lenders and scored USDA mortgages. I know folks who had NO > credit history, having NEVER borrowed, and scored USDA mortgages.
No credit < bad credit. I had no credit when I bought my first home. No problem. Now it's no problem getting any credit I want.
Yeah - as long as they can get a piece of the action.
> It’s a bureaucracy, folks, fill out the forms and get in line…
Yeah, free money for the deadbeats? I don’t think so!
Answer: They interview to determine if the cause of the bad credit has been eradicated. Obviously, bad things happen to good people, sometimes. Don’t presume the worst about everyone.
Do you think it’s good to kick someone when he’s down? Or is it better to help him to stand on his feet?
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