I’m about to lose my house help!

Question: I have recently fallen behind on my mortgage, and need to stop foreclosure. I lost a very good paying job last year, and had to take a job making half of my previous salary. I had to file bankruptcy in order to keep my house. It was discharged about 9 months ago. My husband has just been laid off, and we have fallen behind on our mortgage by 3 months. I have about $20000 in equity in my house. Can I sell the house, and make up the late payments with the money gained? I cant afford the house payment any longer even if I were to catch up on the payments. What are some options to consider? How long will it take before the lenders seize my home? I am in Kentucky. Thank you.

Answer: Yes, you can. ANd, I’d be interested if things look like you said. I might be able to help you, or maybe even buy the house. Where in Kentucky are you? Email me, and I’ll ask you some questions off this newsgroup, so that you aren’t divulging information to the entire world. that depends on the lender, and your area. So, email me if you want to talk about it, I’ll call you (give me your number) or you can call me, and I’ll tell you honestly what your options are. What they are will depend on how much time you have left, but we’ll talk.

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