Home equity loan with refinance appraisal?

Question: >I was wondering if someone could tell me if this scenario is possible >:

>I paid $105K for my house in Oct.’01. Compared to similiar models, >it’s currently going for around $130K. I am looking to refinace my >mortgage now. Here’s the part I would like to know if is possible : >If my house appraises for $25K more than I paid for it after I >refinance – can I take out a home equity loan on that $25K?

Answer: I paid $105K for my house in Oct.’01. Compared to similiar models, it’s currently going for around $130K. I am looking to refinace my mortgage now. Here’s the part I would like to know if is possible : If my house appraises for $25K more than I paid for it after I refinance – can I take out a home equity loan on that $25K?

Thanks ahead of time.

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