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Answer: Not too long ago, home equity loans were almost non-existent. Homestead laws and banking regulations made it difficult for lenders to make a loan against a family home. With the relaxing of underwriting requirements and changes in the law, more lenders are offering loans against accumulated home equity. There’s a lot of choices out there when it comes to these loans, as well as a lot of confusion. I’ve started a new blog called “What you need to know about home equity loans – a consumer guide” on blogger at http://home-equity-loan-information.blogspot.com/. I’d appreciate some feedback and I hope it will be of some benefit to those contemplating a home equity loan.
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